Cicadacap is a fintech company established in Singapore in 2019. As a digital lending service provider, we focus on financial inclusion in emerging markets, offering microloans ranging from USD 10 up to USD 500 to individuals underserved by traditional banks. Through a mobile application, powerful big data models and advanced credit risk models leveraging face and data recognition, location, scenario, and device data, our decision-engine evaluates those without a formal credit history to assess consumer credit scores.
Cicadacap’s microfinance operations are licensed by central banks in multiple countries and regulated by local authorities. Currently, our business spans 26 countries across Asia, Africa, and Latin America, reaching a combined population of 1.6 billion.
We envision a world where anyone, anywhere can access fair and empowering financial services instantly, powered by an intelligent platform that makes superior risk management the key to inclusive growth.
To redefine financial inclusion by becoming the leading digital microfinance platform that leverages advanced technology and risk management to provide fast, fair, and transparent access to credit – empowering individuals, entrepreneurs, and communities to thrive.
Aim to improve the financial system equally, especially in developing markets with low financial inclusion and weak credit infrastructure.
Committed to digitizing local financial ecosystems with advanced technologies, enhancing efficiency and promoting inclusion.
Starting from digital finance, combine diversifying tech-led financial services to nurture durable services and build a sustainable financial ecosystem.
